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John Henninges - Independent Agent


John is a 1991 Graduate of Florida Southern College. He started his insurance career in 1990, working in Workers Compensation claims and Premium Audits. He has been licensed in Maine since 1998. Drawing from his long and diverse experience, John helps his client to make the best decisions for their future by ensuring they know and understand all of their options.

John is active in his community, past positions include serving as both President and Treasurer for the Rotary Club of Portland Sunrise. He now serves on the Board of Trustees for the Maine Narrow Gauge Railroad Co. & Museum.

He lives in Brunswick with his wife, Sue and enjoys boating, waterskiing, sailing, and collecting toy trains.

Chester Bunsick, MBA - Independent Agent

Hancock, Penobscot, Piscatiquis, Knox, Waldo, Lincoln, Sagadahoc, Kennebec

Chester has been in the Health & Life Insurance business for over 11 years. He enjoys assisting and educating seniors regarding the Retirement, Health, and Life products available to them.

Chester achieved his Bachelors degree in Education from Morivan College in Bethlehem, Pennsylvania and his MBA from LaSalle University in Philadelphia, Pennsylvania.

He resides in the Mid-Coast area of Maine with wife and partner, Linda and their golden retriever, Indy. Chester has two daughters and six grand children. He enjoys camping, reading, and of course - watching the Patriots!

Brad Dyer - Director of Operations

Franklin, Somerset, Oxford

Brad began his professional career with U.S. Cellular, managing stores and was selected to travel the country completing a nationwide training program on business ethics. He was introduced to the Medicare industry with the Senior Planning Center and has found his niche as the Director of Operations.

Brad especially enjoys working with Veterans to make sure they have the most complete Medical Package for their needs. He works with all of his clients to create a secure and individualized financial and medical package. His practical and professional approach allows him to connect with his clients to ensure they leave educated, secure, and satisfied with their decisions.

Brad lives in Dixfield with his wife and son. Brad loves American History, is a collector of blades, and an avid reader. He enjoys spending time with his family and friends and gaining new experiences.

Gary Ward - Retired Independent Agent


Gary was born in Brooks, Maine in 1935. He married his wife, Phyllis, on June 12, 1954. They have four sons – two in November and two in December! Gary has traveled the world, mostly in his motor home with his wife. They have wintered three times in Florida and traveled the country for Five years – when he temporarily retired in 2000. Gary immensely enjoys fishing, and has been fishing Moosehead Lake for 27 years. He has also been deep sea fishing four (successful) times!

Gary began his career in the insurance business with Prudential Insurance in 1969. After 7 years, he became a car salesman for Central Maine Motors in Waterville. In 1980 he returned to the insurance business as an independent agent, founding the Anson Insurance Agency in Anson, Maine. He has represented over 35 different companies throughout his career, and is now an agent for the Senior Planning Center

Kathy Kotakis - Independent Agent, MBA


Drawing on 20 years of corporate executive experience and advising hundreds of clients on Medicare insurance options, Kathy Kotakis develops financial plans and health care strategies designed to address the unique circumstances of our country's growing mature population and their adult children. Her Educational and no pressure approach has granted her the opportunity to work with individuals in the area of Medicare. Kathy is committed to educating her clients and to providing direction on:

Navigating the ever changing Medicare options and plans

Strategies to maximize Social Security benefits

Maintaining financial security with regard to long term care planning

Structuring retirement plans to provide guaranteed income for life

Kathy enjoys cultivating relationships with her clients and prides herself on being available to answer their questions and concerns. Operating as an independent adviser, she is free to act solely in the best interest of her clients which allows her to assist in charting the course for their healthcare and financial success. Her professional credentials include:

Life and Health Insurance Licensed in Maine and New Hampshire

Property and Casualty Licensed in Maine and New Hampshire

Certified with America's Health Insurance Plans

Former National Accounts Executive with W.W. Grainger Inc. and United Rentals Inc.

MBA in Business Administration, Franklin Pierce College

BBA in Business Administration, Baruch College

Laura Thomas Kwon - Financial Adviser, Registered Tax Preparer, Social Security Advocate

Franklin, Somerset

A Maine Native, Laura has been a licensed agent for 20 years. Her vast experience and continuing education lead her to service her clients in

Making educated decisions in the changing Medicare Market

Accessing invaluable programs and benefits through Social Security

Mapping out a secure long term financial plan

Creating a stress free retirement plan that guarantees life time income streams

Laura has two daughters and is an active member of many organizations including: Registrar for the Daughters of the American Revolution, the National Society Daughters of the Union, the Daughters of the Colonial Wars, and the New Sharon Grange. She enjoys family trips and spending time with her grand children.

Laura is continuously looking to further her education to increase the services she can offer her clients. Her professional Credentials are as follows:  

Registered Tax Preparer

Certified Senior Advisor

MBA in Business Administration, Jacksonville State University

M.Ed in Secondary Education, Jacksonville State University

National Social Security Advisor

Mickayla Gammon - Area Sales Manager


Mickayla began with the Senior Planning Center as “the cleaning lady” through her small business in July of 2015. Soon she began to work part time in the office as an administrative assistant, and attained her insurance license. Her personable and caring personality helps her to listen to and understand the needs of each of her clients, to help guide them to make the best decisions for their future. Mickayla specializes in assisting clients with:

Medicare Savings Program Applications

Medicare Advantage & Supplement Plans

Final Expense & Life Insurance

Mickayla is attending college for her Bachelor’s Degree in Business, and is an avid farmer and hunter. She enjoys spending time with her friends’ outdoors, reading, and playing softball and basketball.

Tracy Dowland - Independent Agent, Rumford Office


Tracy and her husband, Peter live in Peru. They have three children and two grandchildren. She enjoys the outdoors, cooking, traveling and spending time with her family. These family-centered values help her to understand the complexities involved when helping people of all ages to plan for their future. This is why she takes a no pressure, educational, and rounded approach to assist her clients. While helping to navigate their complicated Medicare choices, Tracy also strives to understand the financial needs of the people she works with and ensure their financial security throughout the changes that life may bring.

Along with Medicare and Financial Planning, Tracy also assists with:

Affordable Care Act (ObamaCare)

Dental & Vision

Final Expense Insurance.  

Tracy was also a third generation Mill worker and has deep roots in the community. She has completed an Associates Degrees in Computer Applications and another in Mental Health and Human Services. She is also a Notary Public. Tracy has found a true passion in helping the people of her hometown to structure their retirement - no matter what stages of life they are at. Tracy is professional and knowledgeable - always making sure that her clients leave with the peace of mind that they have made the best decisions for their future.

Jennifer Pelkey - Independent Agent


Jennifer and her Husband live in the beautiful Western Mountains of Maine. A proud owner of the Stratton Inn and member of the Stratton Eustis Lion's Club, Jen enjoys living in an area where people connect with one another and are always willing to lend a hand.

This genuine enthusiasm to help people enjoy life to the fullest is what led Jen to team with the Senior Planning Center. Her empathy and caring nature have given Jen the opportunity to work with many clients to ensure a secure and fulfilling future. Her main goal is always to leave her clients (and guests!) feeling satisfied with their decisions and confident that they have received the most professional and well rounded services available to them.

Heather Dube

Customer Service Representative

I recently had a 4th son and got married to my best friend who motivates me every day. I've been an insurance agent since 2013, prior to that I was a dental assistant with my radiology license and a C.N.A for 10 years. My prior jobs helped me understand insurance easier and help clients with different types of situations. 

I love skiing, hiking and just about anything that involves the outdoors. I also love to sing and have sang for weddings, funerals, fairs and auditioned for American Idol 2006 in Philadelphia, PA

Aflac Rookie of the Year 2013

Erin Soule Dyar

Director of Affordable Care Act and Health Operations


Erin has been in the insurance business since 1999 and was the District Claims Rep for AFLAC Insurance. She has been assisting clients with the Affordable Care Act (ObamaCare) since the beginning and specializes in Dental, Vision, Life, and Major Medical Insurance for people of all ages.

Her past experience as a teacher drives her professional and educational approach to health insurance.

Erin Lives in Chesterville with her family of 4 and their pets. She enjoys traveling, the outdoors, and spending time with family & friends.